Property Damage Attorney Houston | Insurance Claims Help

The León Law Firm

Insurance companies often deny or underpay property damage claims. The León Law Firm has fought these companies for nearly 30 years, recovering millions for property owners after hurricanes, fires, floods, and collisions. Our personal injury attorney team understands insurance company tactics and knows exactly how to overcome them.

Need help? Call (281) 980-4529 | Free Case Review

What is Property Damage Law?

Know Your Insurance Rights

Need help from an expert property damage attorney? Learn more about property damage attorney services and what you need to know. Property damage law protects your rights when disasters or accidents harm your home or business. This area of law covers damage from hurricanes, fires, floods, and vehicle collisions.

Insurance companies are legally obligated to pay valid claims fairly and promptly. However, they frequently deny claims, delay payments, or offer amounts far below the true cost of damages. Texas law protects you from these unfair practices. When insurers refuse proper payment, property owners can sue for the full amount plus additional damages.

Our Property Damage Legal Services

The León Law Firm handles property damage cases of every type. We serve as your property damage attorney to secure maximum compensation. Here’s our approach:

Hurricane Claim Attorney: Hurricanes devastate homes and businesses across Texas. Our hurricane claim attorney team fights insurance companies that deny wind damage coverage or wrongly attribute all damage to flooding. We secure funds for both repairs and temporary living costs.
Wildfires: Wildfire damage claims present unique challenges. Our wildfire lawyers meticulously document the complete scope of damage, including smoke, water, and structural issues. We ensure insurance companies pay for total restoration, not just temporary fixes.

Common Questions About Property Damage Claims

Insurance Coverage & Claims Process

What should I do immediately after property damage occurs?

Safety comes first. Once safe, take photos and videos of all the damage. Preserve damaged items as evidence. Immediately contact your insurance company to file a claim. Keep detailed records of emergency repair costs and temporary housing expenses. Consult with us before signing any documents or accepting settlement offers.

How long do I have to file a property damage claim in Texas?

Insurance policies typically require you to notify them of damage within 30-60 days. However, you retain the right to file a lawsuit for two years from the date your claim is denied or underpaid. For government-related damage, written notice may be required within six months. Initiating your claim promptly preserves your legal options.

Can insurance companies deny my hurricane damage claim?

Insurance companies often attempt to deny claims. A common tactic is to argue that damage resulted from flooding (which is usually not covered) rather than wind (which is typically covered). Another frequent strategy is claiming pre-existing damage. We challenge these denials using weather data, engineering reports, and expert testimony.

Compensation & Recovery

What damages can I recover in a property damage case?

Recovery can include funds for repairs or the full replacement cost of your property, additional living expenses during displacement, lost business revenue, and compensation for personal belongings within the damaged structure. Bad faith conduct by the insurance company may also lead to penalty damages and attorney fees.

Will my insurance rates increase if I hire an attorney?

No. Texas law prohibits rate increases based solely on seeking legal representation. Premium adjustments relate only to the claims history itself, not whether you hired an attorney. Pursuing rightful compensation remains your legal right whether you proceed alone or with legal counsel.

What if my insurance company offers less than my damage costs?

Reject low offers. Initial proposals from insurers typically fall well below actual damages. We thoroughly analyze your coverage, calculate complete losses, and demand proper payment. When insurers refuse reasonable settlements, pursuing a lawsuit often yields much higher awards.

Evidence & Proof

What evidence helps prove my property damage claim?

Document everything with photos and videos before cleanup begins. Preserve damaged items whenever possible. Obtain written repair estimates from licensed contractors. Keep every receipt related to the damage. We strengthen your evidence with weather records, engineering reports, and policy analysis to demonstrate the full extent of your losses.

How do I prove the insurance company is acting in bad faith?

Bad faith is indicated by patterns of unreasonable delays, unjustified denials, consistently low settlement offers, and incomplete investigations. Texas law penalizes insurers who mishandle claims. These violations can result in damage awards up to three times the original claim amount, plus attorney fees and interest.

Special Cases

Can I sue if FEMA denied my disaster claim?

FEMA denials allow for appeals within 60 days, though the process can be challenging. We assist with federal appeals while exploring alternatives, including SBA disaster loans and state assistance programs. Private insurance coverage may still apply regardless of FEMA’s decision.

What if the damage was caused by someone else?

Third-party liability creates additional recovery options beyond your own insurance. Examples include vehicle collisions with buildings or damage from neighboring trees. We investigate every potential source of compensation to ensure maximum recovery for your losses.

Browse our significant case results to see examples of substantial recoveries in property damage cases.

What Clients Say About Our Property Damage Services

Our work has helped many people affected by insurance company tactics get the compensation they deserve. We hold insurance companies accountable for denying valid claims. Read our client reviews to see how we fight for property owners against powerful insurance companies:

Our Legal Team: Expert Property Damage Lawyers

Our skilled property damage lawyers understand the challenges property owners face when dealing with insurance companies. Learn about our team:

Carlos A. León, Founding Partner

Started the firm in 1995 and has extensive experience with property damage cases. He knows how to fight insurance companies that deny valid claims and has helped many property owners get justice after disasters. His expertise with complex insurance cases has secured millions in compensation for property owners.

Piero A. Garcia

Focuses on property damage cases involving hurricanes, fires, and other disasters. His experience with insurance bad faith makes him highly effective at proving insurance companies acted improperly when denying or underpaying claims.

Lauren M. Esparza

Brings valuable expertise in documenting property damage and proving the full extent of losses. Her meticulous approach to evidence gathering has helped many property owners get maximum compensation from insurance companies.

Property Damage Attorney: Areas We Serve

The León Law Firm represents property damage victims throughout Texas, especially in hurricane and storm-prone regions:

Legal Cases: Notable Property Damage Wins

Our legal case results show consistent success against major insurance carriers:

Landlord Liability Lawyer Wins $1,700,000 for Staircase Collapse

Stairs Fall Serious Injury

As our client walked down the stairs of her apartment building, one of the steps suddenly collapsed, causing her to ...

Fire Damage Lawyer Wins $1,500,000 for Homeowners

Bastrop County Fires / Residents of Bastrop County

Represented dozens of homeowners whose properties were destroyed by fire due to the negligence of the local electricity company and ...

$1,367,909 Settlement for Refinery ATV Accident Injury

Work Site Accident – Incapacitating Injury

Client was injured at a Corpus Christi refinery plant owned and operated by Defendant. Client was hired as foreman to ...

Contact The León Law Firm: Get Expert Property Damage Help

Ready to fight your insurance company? Our contact team offers free claim reviews through our contact page:

The León Law Firm, P.C.
One Sugar Creek Center Blvd, Suite 980
Sugar Land, Texas 77478
Direct Line: (281) 980-4529
Email: info@theleonlawfirm.com

Available: 24/7 for property emergencies. Can’t leave your damaged property? We’ll come to you. Evening and weekend meetings available. Our staff speaks Spanish..

Start your free claim review today.

Legal Blog & Resources: Stay Informed About Property Damage Law

Discover insights about property damage claims through our legal services blog:

Read our latest articles

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