Property Damage Attorney Houston

Insurance Claims Help

Insurance companies often deny or underpay property damage claims. The León Law Firm has fought these companies for nearly 30 years. We’ve recovered millions for property owners after hurricanes, fires, floods, and accidents. Our attorneys understand insurance company tactics and know exactly how to counter them.

What is Property Damage Law? Understanding Your Insurance Rights

Seeking experienced property damage legal assistance? Here’s what you need to know. Property damage law protects your rights when disasters or accidents harm your home or business. This area of law covers hurricanes, fires, floods, and vehicle impacts.

Insurance companies have obligations to pay valid claims fairly and promptly. Unfortunately, they frequently deny claims, delay payment, or offer amounts far below actual damages. Texas law provides protection from these bad faith practices. When insurers refuse proper payment, property owners can pursue legal action for the full amount plus additional damages.

Our Property Damage Legal Services

The León Law Firm handles property damage cases of every type. We serve as your property damage attorney to secure maximum compensation. Here’s our approach:

Hurricane Claim Attorney

Hurricanes devastate homes and businesses throughout Texas. Our hurricane claim attorneys challenge insurance companies that deny wind damage coverage or wrongly attribute everything to flood damage. We secure funds for both repairs and temporary living expenses.

Wildfires

Fire damage claims involve numerous complications. Our wildfire attorneys document the complete scope of damage, including smoke, water, and structural issues. We ensure insurance companies pay for total restoration, not temporary fixes.

Why Choose The León Law Firm for Your Property Damage Case?

Want to know more about The León Law Firm? We’ve battled insurance companies since 1995. Property owners trust us because:

We Know Insurance Tactics

Insurance companies repeat the same denial strategies. We’ve encountered every excuse and developed proven strategies to overcome them in court.

We Document Everything

Thorough documentation builds winning cases. We collaborate with public adjusters, contractors, and structural engineers to establish every dollar of your losses.

We File Suit Fast

Insurance companies intentionally delay claims, hoping you’ll give up. We initiate litigation promptly to compel fair payment.

Proven Results

We’ve secured millions in property damage cases, including hurricane claims, fire losses, and commercial property disputes.

We Speak Your Language

Our bilingual team ensures Spanish-speaking property owners fully understand their rights and options.

Frequently Asked Questions About Property Damage Claims

Insurance Coverage & Claims Process

What should I do immediately after property damage occurs?

Safety comes first. Once secure, photograph all the damage thoroughly. Keep damaged items as evidence. Contact your insurance company to file a claim. Maintain records of emergency repair costs and temporary housing expenses. Consult with us before signing documents or accepting settlement offers.

How long do I have to file a property damage claim in Texas?

Insurance policies typically require notification within 30-60 days. However, you retain the right to file suit for two years if claims are denied or underpaid. Government-related damage requires written notice within six months. Starting your claim immediately preserves your legal options.

Can insurance companies deny my hurricane damage claim?

Insurance companies frequently attempt claim denials. They often argue damage resulted from flooding (typically excluded) rather than wind (usually covered). Another common tactic involves claiming pre-existing damage. We counter these denials using meteorological data and engineering reports.

Special Circumstances

Can I sue if FEMA denied my disaster claim?

FEMA denials allow appeals within 60 days, though the process proves challenging. We assist with federal appeals while exploring alternatives including SBA disaster loans and state assistance programs. Private insurance coverage may still apply regardless of FEMA’s determination.

What if the damage was caused by someone else?

Third-party liability creates additional recovery options beyond your own insurance. Examples include vehicle impacts to structures or damage from neighboring trees. We investigate every potential source of compensation to ensure maximum recovery for your losses.

Evidence & Documentation

What evidence helps prove my property damage claim?

Document everything through photos and videos before cleanup begins. Preserve damaged items when feasible. Obtain written repair estimates from licensed contractors. Keep every receipt related to the damage. We supplement your documentation with meteorological records, engineering assessments, and policy analysis to establish full damages.

How do I prove the insurance company is acting in bad faith?

Bad faith appears through patterns of behavior – unreasonable delays, unjustified denials, inadequate settlement offers, and incomplete investigations. Texas law penalizes insurers who mishandle claims. These violations can result in damage awards up to three times the original claim amount.

Compensation & Recovery

What damages can I recover in a property damage case?

Recovery includes funds for repairs or the full replacement cost of your property. Additional living expenses during displacement. Lost business revenue. Personal belongings within the structure. Bad faith conduct by the insurance company may result in penalty damages and attorney fees, too.

Will my insurance rates go up if I hire an attorney?

No. Texas law prohibits rate increases based solely on legal representation. Premium adjustments relate only to claims history itself. Pursuing rightful compensation remains your legal right whether you proceed alone or with counsel.

What if my insurance company offers less than my damage costs?

Reject inadequate offers. Initial proposals from insurers typically fall well below actual damages. We thoroughly analyze your coverage, calculate complete losses, and demand appropriate payment. When insurers refuse reasonable settlements, litigation frequently yields substantially higher awards.

What Clients Say About Our Property Damage Services

Our aggressive stance against insurance companies has delivered results for countless property owners. Read our client reviews:

See What Our Clients Say

Legal Cases

Our legal settlements demonstrate consistent success against major insurance carriers.

Premises Liability Lawyer Wins $9,600,000 for Traumatic Brain Injury

Premises Liability – Traumatic Brain injury

This case resulted from injuries caused by known premises defect/dangerous condition on a property where our client lived. Client sustained ...

Fatal Cement Truck Accident Case – $4,500,000 Settlement

Fatal Cement Truck Collision, Negligent Maintenance

Without any training, supervision, or inspection to ensure his vehicle was in good working condition, our client was tasked with ...

Severe Injuries in Teen ‘Donuts’ Stunt—$2,052,500 Secured

High school parking lot "donuts" accident, severe injuries.

In the parking lot of a high school in Austin, Texas, teenagers were performing “donuts” in their vehicles while our ...

Property Damage Attorney: Areas We Serve

The León Law Firm represents property damage victims throughout Texas, particularly in hurricane and storm-prone regions:

Contact The León Law Firm

Ready to fight your insurance company? Our property damage team offers free claim reviews:

The León Law Firm, P.C. One Sugar Creek Center Blvd, Suite 980 Sugar Land, Texas 77478

Call Us: (281) 980-4529
Email: info@theleonlawfirm.com

We’re available 24/7 for property emergencies. Can’t leave your damaged property? We’ll come to you. Evening and weekend appointments available. Our staff speaks Spanish.

Start your free claim review today.

Legal Blog & Resources

Discover insights about property damage claims through our legal services blog.

Legal Services, Monetary Damages Resources, Personal Injury, Premises Liability Information, Statutes of Limitations Resources Jun 14, 2017